Balens have for many years been specialising in the Insurance requirements for Health, Well-Being, Fitness and Beauty Professionals, and this includes First Aiders and First Aid Trainers. We have a number of insurance options available, that will cover both your Professional Liability Insurance requirements, plus any equipment that you may take with you as part of your profession as a First Aider and / or First Aid trainer.
In addition, for those associations or organisations that house Defibrillator equipment at their venue, we have a scheme specifically designed for Defibrillator All Risks cover, with the option to include Public Liability cover in addition if required.
First Aiders, First Aid Trainers and First Aid Equipment - cover options available
Professional Liability Insurance for First Aider and First Aid Trainers
Balens provides a Professional Liability Insurance Policy that has been designed for individuals or small businesses offering First Aid Services, First Aid Training or Training Services, that provide advice, treatment and or activities to members of the public. This policy has the following areas of cover:
First Aid Equipment Packages
Balens have devised and arranged a range of insurance package options for First Aiders who require All Risks cover for equipment and Employers Liability Insurance. Cover is designed to run alongside the Balens Professional Liability Insurance, which provides Professional Liability, Public Liability and Products Liability (see above).
Defibrillator Insurance
Balens have devised and arranged a bespoke insurance package policy for individuals, organisations and / or Associations that own and / or are legally responsible for defibrillator equipment and are housing this.
All Risks cover provided as standard:
Optional sections of cover available:
Please contact us to get a personalised quote for your practice
Please contact our Affinities Team for Professional Liability Insurance and our Commercial Team for your First Aid Equipment insurance requirements, including Defibrillator Insurance.
Other policies services which may be useful:
- Contents, Equipment & Employers Liability Insurance – Balens have devised a range of contents package options to cover contents stock and equipment which you own and / or are responsible for. Employers Liability is included as standard, plus you have the option to add additional sections of cover such as Business Interruption, Buildings Insurance, Products Liability and Terrorism. Please also see our Article – Risk Management for Salon Owners.
- Charities and Not-for-Profit Organisations - Are you a community Band or similar? Do you have volunteers or Trustees? Balens have a range of options to meet the insurance requirements for this business sector.
- Health Products Insurance Package – Balens have devised a package policy for Health, Wellbeing, Fitness and Beauty Professionals that may be involved in the manufacture, sale and / or distribution of related products.
- Training School Insurance – If you hold a Professional teaching qualification and are a qualified Health, Well- Being, Fitness or Beauty Practitioner who wants to train and certify others, Balens offer a Teaching School Insurance for an unlimited number of students.
If you are looking to offer training which issues certificates of attendance only, this is automatically included in our Balens Professional Indemnity policy with no limits and for no additional premium. If you are issuing certificates of competence, a Training School extension can be added to your Professional Liability policy for an additional premium (limits apply). Please also see our Article – Do You Treat & Teach or Do You Need A Training School Policy? - Personal Accident and/or Sickness policies – This cover may be of particular importance for those that are self-employed and have no alternative income. Balens have devised and arranged a policy designed to pay out either a lump sum or a weekly benefit (if selected) in the event of an accident, bodily injury to you and /or illness depending upon the type of policy chosen. Please also see our Article – Personal Accident and Sickness Cover.
- Household Insurance – Please contact us to find out more about how we can assist you with protecting your buildings, contents and / or personal possessions. Also see our Article – Home Insurance for more information.
Contact Us
Our team is here to help you choose the right insurance for your needs, provide guidance on claim prevention and support you in the event of any claims.
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